The ASTER RM Process consists of 7 steps.

❶ Account opening application is made by customer, and the applicant agrees to collect social media information.

❷ social media information (facebook, Linkedin, Papal, etc.) of customer who agreed is collected.

❸ This process matches the custom data of the customers who apply and the Crawling data obtained through the social media information collected.

❹ Analyzing by ASTER RM Translator. It is the basis of Ethnographic Customizing Server.

❺ Checking by PCN Engine.

❻ Network analyzing. It contains news data, web browser data, community data, shopping data, transaction data, and analyzes networks of applicants through googling.

❼ Scoring and deriving Reason code.